While Capital Dynamics provides investment advisory and fund management services, each type of service is carried out by different company under the group. i Capital and www.icapital.biz provide only investment advisory service and equities is the sole asset class. i Capital and www.icapital.biz do not assume the role of a financial planner or fund manager. Based on one’s financial condition and level of investment sophistication, subscribers need to make their own decisions on investment portfolios, investment horizons, and asset allocations. These are not easy decisions. Subscribers are adviced to use the portfolios in i Capital as a guide or engage our fund management services.